Your Complete Financial Life. In One Place.
Track your net worth, plan your cash flow, manage investments, monitor liabilities and achieve your financial goals—all in one secure platform.
Free during Public Beta · No credit card required
✓ Privacy First
No internet banking credentials required.
✓ Secure by Design
You remain in complete control of your financial information.
✓ Complete Financial Picture
Assets, liabilities, investments, cash flow and goals.
✓ Built for Families
Manage your complete household finances in one place.
Everything you need to manage family finances
Nine powerful modules working together to give you complete visibility and control.
Net Worth Dashboard
See your complete financial picture — assets, liabilities, and net worth in one view.
Cash Planner
Know exactly how much you can safely spend after all upcoming commitments.
Bank Accounts
Monitor all accounts, balances, and auto-debit schedules in one place.
Investments
Track your portfolio across mutual funds, stocks, gold, and fixed deposits.
Liabilities
Manage EMIs, credit cards, and loans with payment reminders and auto-debit links.
Financial Goals
Set goals for home, car, education, or retirement and track your progress.
Documents
Store policies, statements, and certificates securely in your financial vault.
Family Finance
Manage finances for your entire family with per-member tracking and visibility.
Smart Insights
AI-powered analysis surfaces risks, patterns, and opportunities in your finances.
Why Nilorax?
Most finance apps only track expenses.
Nilorax gives you a complete picture of your financial life by combining your assets, liabilities, investments, goals, cash flow and financial health in one secure place.
Complete Net Worth Tracking
Cash Planning & Financial Health
Goal Planning
Investment Tracking
Family Financial Management
Smart Financial Insights
Privacy First — No Internet Banking Credentials Required
Your Privacy Comes First
Nilorax does not require your internet banking username, password, PIN or OTP.
Your financial information remains under your control.
You decide what information to maintain.
Nilorax in action
Every module built to give you clarity over your complete financial life.
Join the Nilorax Beta Program
Help shape the future of personal finance.
- Full access to every current feature
- Unlimited usage during the beta period
- Early access to upcoming features
- Opportunity to influence the product roadmap
- Direct communication with the development team
Premium plans will be announced after the beta program.
Frequently asked questions
Everything you need to know about Nilorax.